NAMASTE

Below we have listed all bank wise procedures and documents needed for availing a Home loan. For your convinence we have also mentioned the direct contact number of the person from each bank you may get in touch with for more details. For any queries you can always email us on info@vashiproperty.com

ICICI BANK LTD ( HOME LOAN )

Documents Required For Salaried :-
1) 4 months latest salary slip.
2) 6 months updated Bank Statement.
3) Latest Form No.16.
4) Age Proof- App.as well as Co.APP.
5) Resi Proof-App.as well as Co.App.
6) Photo ID- App. as well as Co.App.
7) Photo-App. as well as Co.App.
8) Administration Fees Cheque Of 0.5612% of Loan Amt.
9) Application Form to be duly filled & signed.
10)Appointment Letter with salary break up.

Normal Disbursement Documents :-
1) Origional Self Agreement with Stamp Duty Registration.
2) Own Constribution Recipt.
3) NOC From Builder Letter Head (Origional).
4) 6 cheques at the time of Disbursement.
5) Home Loan HLD Franking of .1% of the Loan Amt.

Contact Person

Vikesh Thakur

Cont.No.98926 11620  _________________________________________

Home Loan (New flat / Reasle)
Mortgage Loan
Home Loan to NRI / Merchant Navy cmployccs
      
IDBI Home Finance Ltd. provides loan for GES (12.5%) plot as wel as tender plot .IDBI Home Finance Ltd approved projects on basis of development and power of attorney paper. IDBI Home Finance is not insisting for minimum 400 sq mt plot.
   
IDBI Home Finance Ltd provides loan up to 90% of total cost which includes:-

- Agreement Cost.
- Stamp Duty & Registration Cost.
 - water, Electrical, Society formation and one time charges.
- CIDCO transfer charges if any.

Following are the features of IDBI Home Finance Ltd:-

- No Mortgage Charges.
- Senior Citizen Plan ( those who are retiring shortly).
- Life Insurance cover if required for 1st year.
- Lowest Rate of Interest.
- Loan up to 100% of agreement cost.

  For any clarification please feel free to call shashank Mhatre to approve your   projects & Sanction your loan amount.

Shashank Mhatre
Channel Partner of IDBI Home Finance Ltd.
307, Arenja Arcade,Next to Apana Bazar,Sec. 17,Vashi,Navimumbai-400705.
Mobile :- Shashank:- 9821412574, Devendra:- 9833738228 (o) 65113093.
Email:- shashank.mhatre@rediffmail.com, shashank.mhatre@yahoo.co.in
_______________________________________________________________
HDFC HOME LOAN

1) Rate of interest 11% ( floating) EMI per lac for a period of 20 years rs 1033/ per lac, monthly rest, No Perpayment Charges.
 
2) Rate of Interest  13.25% ( Fixed EMI per lac for a period of 20 years Rs 1200/-APROX. per Lac,Monthly rest, can Pre-Pay upto 25% of Principle outstanding in a Financial year.
                
The List of Documents are as follows;
(Salaried)
1) Age proof ; pan card, passport xeroxes.
2) Residence Proof ; Tel/Electric bill, leave & license agreement.
3)  Salary slips for last 4 months duly attested by h.r dept.
4)  Form no 16.
5)  Bank statements for last 6 Months ; salary a/c
6)  Own contribution proof.( your source of funding balance except the loan requested ).documentary proof***
7)  1 passport size photograph duly signed on the front side.
8)  Processing fees of 0.5% of the loan amount + 12.24% service tax ( one time charge ). Or 11225 whichever is higher.( rs 8418- )
9) Pls note that as per Maharashtra Stamp Act, Stamp duty of 0.10% of the loan amount is to be paid by the applicant at the time of disbursement.
10) Also sending you the break-up of interest & principle in  fixed pls view attachments.
11) Pls note the rate of Interest is applicable at the time of disbursement.

(Self Employed)
1) Three years ITRS with
A) Saral form.
B)  Computation of income.
C)  Balance sheet : Certified by C.A. With member ship number.
D)  Profit $ Loss Acount :
2) One years bank statement of savings & current both.
3) Company profile.
 
For further clarifications pls feel free to contact.
VIKESH THAKUR-9892611620-
________________________________________________________________________
AXIS BANK 

FREE HOME INSURANCE,
FORCLOSER CHARGES 0%,
PRE PAYMENT CHARGES 0%

CONTACT PERSON:
VINOD PURSWANI-93225 17937
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